
Preheat oven to 200°C (392°F). Spread chips in a single layer on a large baking sheet.
Scatter drained beans evenly over chips. Top with cheese and jalapeños.
Bake 8–10 minutes until cheese is completely melted and bubbling.
Remove from oven. Add dollops of sour cream, guacamole, and pico de gallo. Serve immediately from the pan.
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